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Jens weidmann bitcoinBundesbank Chief Warns on Risks of Central Bank Digital Currencies - CoinDesk
For instance, everyone has the need to access money and credit. Without these tools, they cannot garner the services and goods they require to survive. However, their inability to work with banks could potentially get in the way. Cryptocurrencies, on the other hand, put financial freedom and independence back in the hands of the people they serve.
There are fewer terms that the people must adhere to. If they require a service or a specific item, a cryptocurrency can potentially be used to gain access to whatever it is they need. That is what cryptocurrency was originally designed as; a method of payment. While it currently stands as an investment or nest egg for some, its original goal was to potentially replace cash and credit as a means of paying for both goods and services.
Some argue it could be run on a distributed ledger. In such a case, it would replace or complement reserves at the central bank with a restricted-access digital token… A token would be a bearer asset, meaning that during the transaction, the sender would transfer value to the receiver without intermediaries.
This is something fundamentally different from the current system in which the central bank debits and credits the accounts without transferring actual values. Basically, Weidmann appears to be expressing the idea that bitcoin and digital currencies bear no value as money.
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