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Long says the announcement not only applies to national banks but to state banks as well, even if they are not directly mentioned in the letter. The OCC regulates national banks and then there are 50 state regulators that regulate state banks. At the end of the day, they are not different. There is maybe a perception that a national bank has an advantage just because it is national, but here is the difference. State banks have the exact same master account at the Federal Reserve that a national bank has.

They can do the same things and state member banks by law can do everything that a national bank can do. In the near-term, Long believes crypto companies could be negatively affected by this decision because of the need to go through the lengthy process to acquire a bank license.

Check your inbox for confirmation email. What Is Blockchain? In the near-term, Long believes crypto companies could be negatively affected by this decision because of the need to go through the lengthy process to acquire a bank license. Check your inbox for confirmation email.

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